Learn what to do with money — by doing, not reading

Ferrata is a financial literacy simulator. Pick a scenario, decide, see the impact. Free, no sign-up required.

Why Ferrata works

Learn by doing

Not articles about investing — a simulation of real decisions with immediate impact on your numbers.

Real numbers, not theory

Every scenario uses current rates, taxes and market conditions.

Free, no advisor needed

No registration, no fees. Open it, pick a scenario, start.

How it works

1

Pick a scenario

Eight scenarios — three game modes and four life situations. You decide on a car, savings, investments and a mortgage.

2

Make decisions

Every choice has an impact. You see it immediately in the numbers.

3

Get a plan

After completing the scenario you get a financial summary and see how close you are to your goal.

The course of one simulated life: wealth grows, drops sharply after a serious health problem, slowly recovers, dips during a market crash and climbs to a reached goal.
One life played out in the simulation. Setbacks are part of it — what matters is where you end up. Play Now →opens in a new tab

Try one of the scenarios

Recommended for beginners

Basic

Preset adult situation. Click and play — nothing to set up. The ideal first run.

Graduate in Debt

What if you start out in debt? Fresh out of school, a low salary and a student loan — master the basics before the debt catches up.

High difficulty

Minimum Wage

What if every euro counts? Survive, save and find a way out — the toughest start in the game.

Family finances

Young Family

What if a whole family leans on you? A partner, a small child and costs that will not wait, from day one.

Ferrata by the numbers

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Learn what to do with money — by doing, not reading

Ferrata is a financial literacy simulator. Pick a scenario, decide, see the impact. Free, no sign-up required.

Play Nowopens in a new tab
Ferrata — a financial literacy simulator